Please ensure Javascript is enabled for purposes of website accessibility

citiThe other day I wrote about the credit card offer in the mail that I did NOT want to see.  That necessitated a call into Citibank customer service, and while I was in the “calling banks” zone, I figured I would call on a SEPARATE Citibank card.  On my Cit AA World Business Mastercard, the annual fee is coming due, so I called in and asked about possible retention offers.

Citi AAdvantage retention offers

Here were the Citi AAdvantage retention offers that I was given

  1. Spend $3000 in the next 3 months, get a $95 statement credit.  This would offset the annual
  2. Make just one $50 purchase in the next month, get a $50 statement credit
  3. Get 10,000 bonus miles if I spend $5000 in the next 6 months (no statement credit)
  4. Over the next 16 billing cycles, if I spend $2500, I’ll earn 2500 bonus miles per cycle.
  5. Over the next 16 billing cycles, if I spend $1000 I earn 1000 bonus miles per cycle.

Of course there is a 6th option – just close the card.  citi-american-reduced-mileage-awards

I do like the Citi AAdvantage cards, because they give a 10% rebate on miles, and they have access to the Citi AAdvantage Reduced Mileage awards, which is just about the cheapest you can get cross-country flights.

But, my wife and I both already have personal versions of the card so we don’t necessarily need it.  $40,000 in spending for 120,000 miles (EDIT: user error – it’s actually only 80,000 miles) sounds tempting, but I’d rather use that to sign up for new cards and meet spending bonuses.

Which offer (if any) would you guys take?


Points With a Crew has partnered with CardRatings for our coverage of credit card products. Points With a Crew and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Some or all of the card offers that appear on the website are from advertisers and that compensation may impact on how and where card products appear on the site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners and I do not include all card companies, or all available card offers. Terms apply to American Express benefits and offers and other offers and benefits listed on this page. Other links on this page may also pay me a commission - as always, thanks for your support if you use them

User Generated Content Disclosure: Points With a Crew encourages constructive discussions, comments, and questions. Responses are not provided by or commissioned by any bank advertisers. These responses have not been reviewed, approved, or endorsed by the bank advertiser. It is not the responsibility of the bank advertiser to respond to comments.

BoardingArea