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If you have a cash back credit card with 5% rotating categories, one of things you look forward to every three months is seeing what those sweet, sweet 5% cash back categories will be. Today, let’s take a look at the Citi Dividend categories for the first quarter of 2017 and where you’ll be earning the extra cashback.
For the upcoming quarter, you’ll get 5% bonus Citi Dividend cashback at home furnishing stores. This seems to encompass both hardware stores like Home Depot, as well as furniture stores like IKEA. This is a pretty limited category, so honestly I wouldn’t waste your time, and hold out until April when drugstores become the bonus category.
As a reminder, the Citi Dividend only lets you earn a MAXIMUM of $300 cashback per year, regardless if it’s regular spend or in the bonus Citi Dividend categories. Additionally, this card is no longer available to sign up for. For these reason, I would stay away from this card, as the Chase Freedom and Discover it allow you to earn unlimited cashback ($75 per quarter in bonus categories) all year long.
(SEE ALSO: Chase Freedom Q1 2017 Categories)
(SEE ALSO: Discover it Q1 2017 Categories)
With all that in mind, it’s good to know what the Citi Dividend categories for increased cashback are, but this card is a dud, and should be relegated to the back of your sock drawer or whatever tool you use to organize your cards.