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I first read on View from the Wing Sunday about new restrictions on Chase Ultimate Rewards transfer. Chase Ultimate Rewards are so valuable in many ways BECAUSE of the availability of many Chase Ultimate Rewards transfer partners
The good ol’ days
Back several years ago, there weren’t really any restrictions on transferring Chase Ultimate Rewards to other people. Nominally you were only supposed to transfer to a spouse / domestic partner or household member, but in practice, there were no curbs or checks and you could do a Chase Ultimate Rewards transfer to anyone you want.
This led to a black market springing up, where people would do a Chase Ultimate Rewards transfer to other people (like other forum users), usually for money. Chase didn’t like the ability to do a Chase Ultimate Rewards transfer to anyone, so they made a change
More recently, Chase has started cracking down on who you could do a Chase Ultimate Rewards transfer to. While there was nothing automated on the system, there was specific language about who you could do a Chase Ultimate Rewards transfer to. There were also talks of peoples accounts being shut down for transferring Chase Ultimate Rewards to people who weren’t spouses or domestic partners.
New restrictions on Chase Ultimate Rewards transfer options
As of this past Sunday, when you go to the page where you would make a Chase Ultimate Rewards transfer, you are greeted with the following screen
So there’s a few things to keep in mind:
- You can only transfer points to yourself or ONE other person. That extra person must be an authorized user on your account, and for personal cards it has to be a household member (I’m not sure if they do address verification)
- Your frequent flier account information will be saved, but the frequent flier information of your authorized user will NOT be saved and will need to be re-entered
The upshot is that if you were already playing by the Chase Ultimate Rewards transfer “rules”, you probably aren’t super affected by this new restriction on doing a Chase Ultimate Rewards transfer. You may need to create an authorized user, but that’s typically free and most times there has been an additional signup bonus for adding an authorized user, so many folks (myself included) already are authorized users on each other’s accounts.
If you are affected by the new restrictions on Chase Ultimate Rewards transfer options, I’d love to hear it in the comments