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In my opinion, there are 3 different types of credit cards that are
- Cards to get for their signup bonus (just about every card IMO)
- Cards to get for their annual benefits (IHG free anniversary nights)
- Cards to get because of their bonus spending categories (hello 5x at office supply stores from the Chase Ink)
The Citi AT&T Access More card had a good signup bonus (discontinued) and it does have an annual benefit for 10,000 ThankYou points for spending $10,000 on the card (though that just offsets the $95 annual fee)
Where the Citi AT&T Access More card shines however is in the 3rd category because it gives 3x ThankYou points at online retailers. This includes Plastiq (which I use to pay my mortgage for “free” money)
How to get the Citi AT&T Access More card
Back in the day, the AT&T Access More card came with a signup bonus of a “free” phone up to $650 after meeting your minimum spend. But recently, Citi took down all of the signup application links for the Citi AT&T Access More card, so it’s not currently possible to sign up for the Citi AT&T Access More card as a new application.
A few months ago, I wrote an article about how you COULD still get the Citi AT&T Access More card, by converting / product changing a different Citi card to the AT&T Access More cards
Datapoints from people not being able to convert to an AT&T Access More
Since I wrote that original article back in August, I’ve seen data points from people on the Points With a Crew miles and points Slack channel, to other online forums and blog comments saying that they were not able to product change various Citi cards to the AT&T Access More card.
How I product changed to an AT&T Access More card (this week)
I signed up for the AT&T Access More card earlier this year, but it very annoyingly came with only a $1000 credit limit (seriously!), so it’s made using it quite difficult. Earlier this week, I decided to close one of my Citi Hilton cards.
On the phone with Citi, I thought I would first check to see if I could instead product change to the AT&T Access More card instead… and it worked!
Here are the secrets for how I was able to product change to an AT&T Access More card…. just kidding – there are no secrets. It was super easy!
I didn’t do anything special – I told her what I wanted, and a brief hold she came back and started reading me all the standard disclosures – annual fee (mmhmm), please destroy all your cards (mmhhmmkay) and make sure to stop any automatic payments (will do). She was also very excited about wanting me to do a balance transfer (no thanks)
So…. I just wanted to give this data point for people that are saying that it can’t be done – this may be a situation for you to try HUCA (Hang Up, Call Again)
Do you have any data points on product changing / converting another Citi card to the AT&T Access More card? Leave them in the comments