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We talk a lot about credit cards and welcome offers here, because that is one of the best ways to get a lot of points quickly. It’s too hard to get any appreciable amount of points when you only earn them 1 or 2 per dollar, unless you have a LOT of spending. We just did a rundown of the 3 different IHG cards a few weeks ago, and already IHG has made that a bit obsolete

(SEE ALSO: Which IHG credit card is the best?)

IHG adding a free night to the welcome offer for the IHG Premier card

Previously, the welcome bonus on the IHG Premier card was for 140,000 points after spending $3,000 in the first 3 months of having the card. You got a free night on each anniversary, but you didn’t get one to start.

Now, IHG has changed the welcome offer so that you STILL get the 140,000 bonus points but you ALSO get a free night certificate the first year (after meeting the spending target). That’s an extra $100-$200 in value from the welcome offer, which puts it as one of our top credit card offers.

IHG Premier Card Review

The IHG Premier credit card is the “standard” IHG credit card that is typical for most people. I have this card, and it’s one of the few credit cards that I will pay the annual fee on. The big reason is the annual free night certificates that come with the card. Yes, you’re limited to 40,000 points now, but you can still get outstanding value. I used mine at the Holiday Inn Resort in Jamaica to good success.

(SEE ALSO: Holiday Inn Resort Montego Bay Jamaica review)

(SEE ALSO: Where I “wasted” my 2 IHG free night certificates)

  • You can get 140,000 IHG points and a free night after spending $3,000 on purchases in the first 3 months from account opening
  • 1 free night certificate after each anniversary
  • 4th night free when redeeming points
  • 5 points per $1 spent on purchases on travel, gas stations, and restaurants.
  • 3 points per $1 spent on all other purchases
  • IHG Platinum Elite status
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years
  • $99 annual fee

Best for: People under 5/24 who don’t have an IHG credit card yet.

View the IHG Premier credit card on our top credit cards list

Which IHG card is the best?

As I mentioned in my post the other day, there are currently 3 IHG credit cards, the IHG Premier (that we’re talking about here), the IHG Premier Business and the no-fee IHG Traveler. Currently, the free night for the first year is only on the IHG Premier card – the IHG Premier Business card offers a free night, but only on your card anniversary. The IHG Traveler card does not currently offer a free night certificate.

That makes the current welcome offers:

  • IHG Premier – 140,000 IHG One points AND a free night certificate after spending $3,000 in the first 3 months, plus a free night each year on your anniversary
  • IHG Premier Business – 140,000 IHG One points after spending $3,000 in the first 3 months, plus a free night each year on your anniversary
  • IHG Traveler – 80,000 IHG One points after spending $2,000 in the first 3 months

All 3 cards offer the 4th night free on award stays.

If you don’t have any IHG credit card right now, my recommendation would be to get the IHG Premier card. It has a great welcome bonus and the annual free night certificate is (for me) worth the $99 annual fee. If you already have that card, then consider the IHG Premier Business credit card. If you don’t feel comfortable applying for a business credit card and you already have the IHG Premier credit card, then you might consider the no-fee IHG Traveler credit card, though IMO it’s barely worth a 5/24 slot (if at all).

As always, don’t apply for a credit card just because some guy on the internet said you should, but if you are planning on applying and would like to support the site, you can find these offers on our top credit cards list.

Are you planning on getting the Chase IHG Premier Credit Card?


Points With a Crew has partnered with CardRatings for our coverage of credit card products. Points With a Crew and CardRatings may receive a commission from card issuers. Other links on this page may also pay me a commission - as always, thanks for your support if you use them
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