KEY LINK: card_name – bonus_miles_full. annual_fees
We talk a lot about credit cards and welcome offers here, because that is one of the best ways to get a lot of points quickly. It’s too hard to get any appreciable amount of points when you only earn them 1 or 2 per dollar, unless you have a LOT of spending. We just did a rundown of the 3 different IHG cards a little bit ago, and already IHG has made that a bit obsolete.
(SEE ALSO: Which IHG credit card is the best?)
IHG allowing you to bonus_miles
IHG has just changed the offer so that you can bonus_miles_full. IHG points aren’t as valuable as some other types of miles and points, but if you figure a value of 0.5 to 0.7 cents per point, that still means this signup bonus is worth quite a bit. And that’s not even including the fact that you’ll get $100 towards TSA Precheck or Global Entry, 4th night free when redeeming awards, IHG Platinum status and a free night certificate each year on your anniversary among other benefits.
card_name Review – Earning and Benefits
The IHG Premier Business credit card is IHG’s business credit card, and you will need to have a business to apply for this card. However, you may have a business even if you don’t think you have a business. I have the IHG Premier card which is similar, and it’s one of the few credit cards that I will pay the annual fee on. The big reason is the annual free night certificates that come with the card. Yes, you’re limited to 40,000 points now, but you can still get outstanding value. I have used mine at the Holiday Inn Resort in Jamaica to good success (review below and picture above).
(SEE ALSO: Holiday Inn Resort Montego Bay Jamaica review)
(SEE ALSO: Where I “wasted” my 2 IHG free night certificates)
- bonus_miles_full
- 1 free night certificate after each anniversary
- 4th night free when redeeming points
- 5 points per dollar spent on travel, dining and gas purchases.
- 5 points per dollar spent on social media and search engine advertising and at office supply stores.
- 3 points per dollar spent on all other purchases.
- IHG Platinum Elite status
- 4th night free on award stays
- Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 on purchases each calendar year.
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years
- annual_fees annual fee
Best for: People under 5/24 who already have the IHG Premier credit card and are looking for more IHG points and/or another free anniversary night
Which IHG card is the best?
As I mentioned in the comparison post, there are currently 3 IHG credit cards – the IHG Premier Business (that’s we’re talking about here), the IHG Premier and the no-fee IHG Traveler. Both the IHG Premier card and the IHG Premier Business card offer a free night on your card anniversary and the IHG Traveler card does not currently offer a free night certificate. All 3 cards offer the 4th night free on award stays.
- card_name – bonus_miles_full. annual_fees
- card_name – bonus_miles_full. annual_fees
- card_name – bonus_miles_full. annual_fees
If you don’t have any IHG credit card right now, my recommendation would be to get the IHG Premier card. It has a great welcome bonus and the annual free night certificate is (for me) easily worth the $99 annual fee. If you already have that card, then consider the IHG Premier Business credit card. If you don’t feel comfortable applying for a business credit card and you don’t want to pay the fee of the IHG Premier credit card, then you might consider the no-fee IHG Traveler credit card, though IMO it’s barely worth a 5/24 slot (if at all). The terms of the Premier and Traveler card both say that you can’t get the card if you have the other.
As always, don’t apply for a credit card just because some guy on the internet said you should, but if you are planning on applying and would like to support the site, we appreciate it.
Are you planning on getting the Chase IHG Premier Business Credit Card?
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Dan Miller travels with his wife and 6 (SIX!) children. He loves to help families travel for free / cheap, especially larger families. If you are looking for help, drop him an email at 
I’m feeling a little dense asking this, but (assuming I have a business) why wouldn’t I apply for the business card first (165 K points), and then if I wanted a second card/fee, apply for the Premier?
If I’m worried about 5/24, I can avoid that with the biz card; but even if I have room in my five, should I not save that spot in case I want another Chase card down the line?
Marilyn – that’s a great point and definitely makes sense. I said to get the regular Premier card (personal card) first because it might be easier to get, but if you have an established business already, getting the business card first and then the Premier personal card after that definitely is a viable strategy.
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