Managing a bunch of credit cards can get confusing fast. Between bonus deadlines, credits, and spending categories, it’s easy to lose track. CardRight is a free app that tries to make that easier. It keeps all your cards, benefits, and rules in one place so you don’t miss out on rewards or perks.
Let’s take a look at what it does, how it works, and how it compares to other similar tools.
What CardRight Does
CardRight helps you stay organized by tracking everything about your credit cards in one app. You can:
- Track welcome bonuses. See how much you’ve spent toward a bonus and how many days are left.
- Monitor credits and perks. Keep tabs on things like travel or Uber credits so they don’t expire unused.
- Check category bonuses. Know which card earns more points for dining, groceries, or travel.
- Track eligibility rules. The app shows which cards you can apply for next based on issuer rules like Chase 5/24.
Everything appears in one simple dashboard, and you can add as many cards as you want. The app works for major issuers like Chase, Amex, Citi, and Capital One.
Why It’s Useful
If you have more than a few cards, remembering all the benefits and deadlines is tough. This is especially true in our current world of “couponization”, especially with premium cards. Where in order to maximize the value of a card, you have to remember to do various things every month or year. CardRight makes it easy to see what you have, what’s coming up and what’s about to expire. You can check if your travel credit reset, how close you are to a bonus, or when an annual fee is due.
It’s also nice for seeing what new cards you might qualify for. If you’re trying to plan your next signup bonus, the eligibility tracker helps you avoid wasting a hard pull on a card you can’t get.
How To Get Started
Using CardRight is simple:
- Go to cardright.com or download the app for iOS or Android.
- Add your current cards and enter details like the open date or bonus spend amount.
- Check your dashboard for bonus progress, credits, and deadlines.
- Set reminders so you don’t forget about expiring perks.
That’s it. You can log in anytime to see everything in one spot.
Other Tools That Do Similar Things
CardRight isn’t the only tool that helps you manage credit cards. Here are a few others worth checking out:
Travel Freely
Travel Freely is another free option that focuses on signup bonuses. It helps you track when you got each card, when you’re eligible for new ones, and how much time you have left to earn bonuses. It’s great for beginners and doesn’t require syncing to your accounts.
CardPointers
CardPointers is a more advanced app. It tracks spending categories, bonus credits, and expiration dates like CardRight, but it can also connect directly to your cards if you choose. The free version covers most features, and the paid “Pro” plan adds extras like widgets and automation.
AwardWallet
Award Wallet tracks not just credit cards but also loyalty accounts like airline miles and hotel points. It’s more of a “big picture” travel tracker, but you can store your card info there too.
Each of these tools has a slightly different focus.
- If you mainly want to track bonuses and eligibility, Travel Freely is great.
- If you want automation and more data, CardPointers might fit better.
- If you want everything in one simple dashboard, CardRight is a good place to start.
- If you’re looking more for tracking your miles and points balances, AwardWallet is a good fit.
Pros and Cons of CardRight
Pros:
- Free to use
- Simple and clean interface
- Easy to add cards manually
- Good tracking for bonuses and benefits
- Works with all major issuers
Cons:
- You have to enter cards yourself
- No direct connection to your bank accounts (though I’ve been told this is coming)
- Still a new app, so features may change
- Some info has to be updated manually
The Bottom Line
CardRight is a handy, free app that helps you keep track of your credit cards, benefits, and eligibility rules. It’s simple to use and keeps everything organized in one spot.
If you’ve ever forgotten to use a travel credit or missed a signup bonus deadline, this app can help you stop leaving money on the table.
For anyone deep into travel rewards or points collecting, CardRight is worth checking out.
Have you used CardRight (or a similar feature)? What did you think? Leave your thoughts in the comments below
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Dan Miller travels with his wife and 6 (SIX!) children. He loves to help families travel for free / cheap, especially larger families. If you are looking for help, drop him an email at
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