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We’ve written a few times about Plastiq, which is an online bill paying service that allows you to use a credit card to pay bills, including those that you might not normally be able to pay with a credit card. Their standard fee is 2.5% of the total bill, but they often run promotions that allow you to get their fee lower than that. As a general rule, I would not recommend paying 2.5% in most cases, though there are scenarios where I think that it makes sense

Get up to 5000 Fee-Free dollars (FFDs) with Plastiq

I recently got an email from Plastiq with a new promotion

A cornucopia of FFDs is here for you: use Plastiq from November 1st to November 30th and earn 1 Plastiq Fee Free dollar (FFD) per $10 of your total monthly payments done via Plastiq.

Your monthly total payments should be at least $500. For payments equal to or more than $50,000, you’ll earn a maximum of 5,000 FFDs.

For example:

  • Make at least $500 in total monthly payments to earn 50 FFDs
  • Make $3,000 in total monthly payments and earn 300 FFDs
  • Make $50,000 or more in total monthly payments and earn a maximum of 5,000 FFDs

Generally I’ve found Plastiq’s fraud protection to be fairly decent; meaning that if you’re making “payments”, I’d be prepared to answer plenty of questions about your payment including potentially providing an invoice.

Fine print on the deal:

  • Payments must be processed with 2.5% Plastiq fee to qualify.
  • This promotion cannot be combined with other Plastiq promotions or use of Fee Free Dollars (FFDs).
  • Payments must be made with a credit card associated with the eligible customer’s account and must be equal to or more than $500 to qualify.
  • Eligible customers can submit immediate payments or schedule payments to be processed from 12:01 AM ET on November 1st, 2019 and before 11:59 PM ET on November 30th, 2019.
  • Rejected, returned, cancelled payments will forfeit the promotion bonus for those payments.
  • The Plastiq fee-free dollars (FFDs) will be applied to customer accounts on December 15th or earlier. Those customers will be notified via email to confirm the FFDs have been credited.
  • Plastiq reserves the right to cancel or modify the promotion at any time.

Get $500 in fee free spend

If you weren’t targeted or you’re looking for more spend with Plastiq, you can still get $500 in fee free spend by signing up through my referral link. You have to spend $500 with Plastiq to get the $500 fee-free, so in reality, it’s like getting $1000 in spend at a 1.25% rate.

Good luck and happy spending

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