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procrastinationI wrote last week that I had just completed work on a new credit card churn, applying for 6 new credit cards between my wife and I

(SEE ALSO: Planning a November 2015 credit card churn)

(SEE ALSO: November 2015 credit card churn results: 140,000 points + $200 statement credit)

Between my wife and I, we were instantly approved for our Bank of America Alaska cards as well as a new Barclay Arrival card.  The other cards were marked as pending, suggesting that I call in to speak to an agent.

Experiences with Citi Prestige reconsideration

The new Citi Prestige card was one of the cards that was marked as pending.  I got an email as follows:



The next day, when I got home from work, my wife said that they had called 3 times trying to speak to me.  They called again that evening and I answered.  But after 5-10 minutes on hold (before I even got to an agent), I just hung up.

The next day, I tried to call into the number listed above twice, but each time, after waiting on hold for 5-10 minutes, I’d get an automated message saying that no agents were available to talk to me and to please call back later

(SEE ALSO: Citi reconsideration phone number and website)

I hadn’t really gotten around to doing anything with that when I received a second email:

Ahhh yeah procrastination pays off again!  I’ve actually written about this before – Why you should NOT call the reconsideration line – I find that in the majority of cases, it’s best to give it a week or two before calling in, because oftentimes it will just resolve itself anyways in the meantime!

This is the first time I’ve felt “brave” enough to apply for a card with a huge ($450) annual fee.  It does have the annual airline fee credits ($250 in 2015 and $250 in 2016) that help offset this, as well as some other great perks, so I’m pleased to add this one to my

As always, if you feel you are ready to apply for this or any other cards, and wish to support my site, you can do so through my credit card links.  If you have questions, I am happy to help if you email me at dan at pointswithacrew dot com


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