KEY LINK: Chase Sapphire Reserve card – welcome offer of 125,000 Ultimate Rewards after spending $6,000 in the first 3 months
I’ve often said that one of the best ways to get a lot of miles and points is through the welcome bonus that is offered by signing up for new credit cards. And since it is generally difficult-to-impossible to get multiple bonuses on most cards, you want to make sure and maximize the points you get from your welcome offers. Right now the Chase Sapphire Reserve card has a welcome offer of 125,000 Ultimate Rewards after spending $6,000 in the first 3 months.

Chase Sapphire Reserve 125,000 point offer
The biggest reason to get the Chase Sapphire Reserve card right now is that its welcome offer is at an increased level. The Chase Sapphire Reserve 125,000 point offer is for 125,000 Ultimate Rewards points after spending $6,000 in the first 3 months of having the card. This is just about the highest offer we’ve seen since the card first came out back.
The 125,000 Ultimate Rewards is worth a minimum of thousands of dollars if you use your Ultimate Rewards through Chase Travel, and possibly even more if you make judicious use of Chase’s hotel and airline transfer partners.
Chase Sapphire Reserve Review – Earning Rates
The Sapphire Reserve has the following earning rates:
- 8x points on all purchases through Chase Travel, including The Edit
- 4x points on flights booked direct
- 4x points on hotels booked direct
- 3x points on dining worldwide
- 1x points on all other purchases
Chase Sapphire Reserve Review – Benefits
With a $795 annual fee, you won’t be surprised to know that the Sapphire Reserve comes with a ton of benefits. Unfortunately, the CSR has followed the “couponization” trend, where many of the benefits require you to spend money at seemingly random merchants in order to unlock all the value. Here are some of the credits that you’re eligible for:
- $300 Annual Travel Credit
- Up to $300 in StubHub credits ($150 January to June and again July to December)
- Up to $120 Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit
- Up to $500 The Edit credit annually ($250 January to June and again July to December)
- Up to $300 Dining credit through Sapphire Reserve Exclusive Tables ($150 January to June and again July to December)
- $10 monthly Lyft credit
- Up to $25 off each month at DoorDash
- $10 in statement credits per month on eligible Peloton memberships through 12/31/27
In addition to those statement credits, the Sapphire Reserve comes with the following benefits:
- Your Ultimate Rewards points are worth up to 2 cents each towards qualified bookings through Chase Travel
- The ability to transfer points to airline & hotel partners
- Complimentary AppleTV+ and Apple Music subscriptions (through 6/22/27)
- Free DoorDash DashPass (through 2027)
- IHG Diamond elite status if you spend $75,000 per year
- Primary auto rental coverage
- Priority Pass Select lounge access
- Complimentary access to Sapphire Lounges for yourself and 2 guests
5 Reasons to get the Chase Sapphire Reserve
There are a number of good reasons to get the Chase Sapphire Reserve card – here are a few:
- Outstanding signup bonus – as I mentioned, the 125,000 Ultimate Rewards points are worth thousands
- Making your other Ultimate Rewards more valuable – if you have a stash of Ultimate Rewards from other Chase cards, having the Sapphire Reserve makes them more valuable
- Airport lounge access and priority screening – Priority Pass lounge access and Global Entry reimbursement are nice if you don’t have them from other credit cards
- $300 travel credit – Although it does come with a $795 annual fee, which is a lot, you do get $300 back as a travel credit, and Chase’s travel credit is one of the easiest ones to earn.
- Primary Car Rental Coverage – very nice when renting a car for the added peace of mind
(SEE ALSO: Why does renting a car feel like such a scam?)
(SEE ALSO: Is it better to rent a car vs. Turo?)
Who’s Eligible for the Chase Sapphire Reserve 125,000 point offer?
The Chase Sapphire Reserve requires excellent credit income, which makes sense since it’s an ultra-premium Visa Infinite credit card. But in addition to that:
- You’ll need to be under Chase 5/24
- You can’t currently hold ANY Chase Sapphire card (Preferred or Reserve)
- Previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months
I had the Chase Sapphire Reserve awhile back but got it as a product change so I have not actually gotten the bonus on the Sapphire Reserve, so I am considering this offer.

The Bottom Line
KEY LINK: Chase Sapphire Reserve card – welcome offer of 125,000 Ultimate Rewards after spending $6,000 in the first 3 months
The current offer on the Sapphire Reserve card is for 125,000 Ultimate Rewards points after spending $6,000 in the first 3 months of having the card, which is higher than it has been most recently. That’s worth thousands of dollars at a minimum if you use your Ultimate Rewards through the Chase travel portal, and possibly even more if you make judicious use of Chase’s hotel and airline transfer partners. As always, don’t just sign up for a credit card because some guy on the Internet said you should, but if you do sign up through my link, I appreciate the support!
Good luck and happy travels!
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Dan Miller travels with his wife and 6 (SIX!) children. He loves to help families travel for free / cheap, especially larger families. If you are looking for help, drop him an email at
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