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Recently, I wrote about how Capital One had majorly increased the value of its Venture miles program by adding 4 new transfer partners and increasing the transfer ratio of several of its existing partners.

It’s refreshing to see a rewards currency actually INCREASE the value of its rewards program, when we’re so used to seeing devaluations instead. So that got me to thinking … what is the best Capital One transfer partner?

List of Capital One Transfer Partners

With the recent additions, Capital One now has 16 airline transfer partners:

  • Aeromexico Club Premier (1:1)
  • Air Canada Aeroplan (2:1.5)
  • Air France-KLM Flying Blue (2:1.5)
  • Alitalia MilleMiglia (2:1.5)
  • Avianca LifeMiles (1:1)
  • British Airways Avios (2:1.5)
  • Cathay Pacific Asia Miles (1:1)
  • Emirates Skywards (2:1)
  • Etihad Guest (1:1)
  • EVA Infinity MileageLands (2:1.5)
  • Finnair Plus (1:1)
  • JetBlue TrueBlue (2:1.5)
  • Qantas Frequent Flyer (1:1)
  • Singapore KrisFlyer (2:1)
  • TAP Portugal Miles&Go (1:1)
  • Turkish Airlines Miles and Smiles (2:1.5)

And 2 (soon to be 3) hotel transfer partners:

  • ALL Accor Live Limitless (2:1)
  • Choice Privileges (later this year, 1:1)
  • Wyndham Rewards (1:1)

So What Is the Best Capital One Transfer Partner?

So which of these 19 Capital One transfer partners is the “best”? Well, of course the true answer depends on your own personal points balances and travel situation. You also need to discount the partners that don’t transfer at “full” (1:1) parity. It’s hard to argue British Airways is a good transfer partner at 2:1.5 when you can transfer Chase Ultimate Rewards to British Airways at 1:1. And remember that you can always use your Venture miles to erase travel at a rate of 1 cent per mile. So that should serve as an absolute floor for the value of your points.

In looking at that list, I think the title of “best” comes down to one of these 4 transfer partners:

  • Avianca LifeMiles (1:1)
  • Cathay Pacific Asia Miles (1:1)
  • Turkish Airlines Miles and Smiles (2:1.5)
  • Wyndham Rewards (1:1)

Some of the other partners (British Airways, Flying Blue, Singapore) are intriguing, but the lower transfer ratio rules them out of the running for the top spot. For most if not all of the remaining partners, you’re likely to get better value just redeeming your points to erase travel purchases at 1 cent per point.

Wyndham Rewards? Say What?

If you were looking to stay at Wyndham hotels, it would be hard to justify transferring Venture miles to Wyndham. Wyndham’s award chart has 3 levels — 7,500, 15,000 and 30,000 points per night, and there are basically no good hotels at the 7,500 point range. So you’re probably looking at spending 15,000 Wyndham Rewards points per night. At that level, you’re likely to be better off using those Venture miles to erase the purchase. At most Wyndham hotels, you’re probably getting out the door for under $150 / night, so it doesn’t make sense to pay with points.

Using Wyndham Rewards to Book Vacasa Vacation Rentals

But now, Wyndham Rewards points can be used Vacasa vacation rentals, at a rate of 15,000 Wyndham points per bedroom. You’ve been able to use Wyndham points to book Wyndham timeshares and resorts at the same rate for a while, but it’s been a frustrating experience, and pretty much impossible to find any availability ever. (SIDE NOTE: You will not be disappointed if you click through to read the comments on that post — most of them have nothing to do with the actual topic, but man are there some disgruntled Wyndham timeshare owners out there!)

But with Vacasa, not only is the availability outstanding and easy to search for, the list of what qualifies as a “1 bedroom” is also extensive. I found several impressive cabins that would easily sleep my family of 8. Plus, Vacasa’s search filters make it easy to find 1 bedrooms that sleep 8, as an example. Here’s a picture of a “1 bedroom” with a loft and 3 bathrooms that sleeps TWELVE!

It was not uncommon for me to see available dates where the cash cost was north of $400. That’s nearly 3 cents per point in value if you can book it for 15,000 Wyndham Rewards points per night (or 13,500 if you have a credit card; see below).

You can’t currently book Vacasa rentals with Wyndham Rewards points online. Instead you need to email [email protected] OR call (506) 646-2943. Travel with Grant and Nick @ Frequent Miler have both shared how they were able to use Wyndham points to book Vacasa vacation rentals.

Other Ways to Get Wyndham Rewards Points

In addition to transferring Capital One Venture miles to Wyndham, Wyndham also offers three credit cards that allow you to earn Wyndham Rewards points:

  • Wyndham Rewards® Earner – 30,000 Wyndham Rewards points after spending $1,000 in the first 90 days, $0 annual fee
  • Wyndham Rewards® Earner Plus – 45,000 Wyndham Rewards points after spending $1,000 in the first 90 days, $75 annual fee
  • Wyndham Rewards® Earner Business – 45,000 Wyndham Rewards points after spending $1,000 in the first 90 days, $95 annual fee

Cardholders of all three of these cards get a 10% discount on the cost of Go Free awards. That means if you have any of these cards, it costs 13,500 Wyndham Rewards to book a 1 bedroom rental through Vacasa, and 27,000 Wyndham Rewards to book a 2 bedroom.

You can also transfer Caesar’s Rewards 1:1 to Wyndham, if you have any Caesar Total Rewards points.

The Bottom Line

There’s no doubt in my mind that transferring Capital One Venture miles to Wyndham Rewards and then using those Wyndham Rewards points to book Vacasa vacation rentals can be an outstanding use of Venture miles. Whether it’s the absolute BEST Capital One transfer partner is a matter of opinion and is going to depend a lot on how many points you have and how you like to travel. And we don’t know how long this redemption option will last, since it’s a sad maxim that redemptions that are too good to be true are ripe for devaluation. Still, it’s refreshing to see a credit card company provide MORE value (instead of constantly taking it away).

What do you think is the best redemption of Capital One Venture miles? Leave your thoughts in the comments.


Points With a Crew has partnered with CardRatings for our coverage of credit card products. Points With a Crew and CardRatings may receive a commission from card issuers. Other links on this page may also pay me a commission - as always, thanks for your support if you use them
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