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How to manufacture spending

I’ve had a few requests to talk about manufactured spending, and how it works in today’s world.  I’ve talked about manufactured spending as a a way to meet spending on credit cards, but the basic idea is that you want to spend money on your credit...

July: Start of a new month – what to do?

So with it being July (as my daughter loves to let us know when she comes downstairs – “it was no longer June – it’s July!!!”).  So with a new month, there are some steps that it’s good to do.  Many things have monthly (or...

More free money at Office Max

The office supply stores seem to love to run promotions on Visa and Mastercard gift cards.  Last time, it was $15 off $250 in Visa gift cards, and the time before that it was $20 off $300 in Mastercard cards. This week it’s back to Visa, and an instant $15 off a...