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KEY LINK: IHG One Rewards Premier Credit Card – Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. $99 annual fee

We talk a lot about credit cards and welcome offers here, because that is one of the best ways to get a lot of points quickly. It’s too hard to get any appreciable amount of points when you only earn them 1 or 2 per dollar, unless you have a LOT of spending. We just did a rundown of the 3 different IHG cards a few weeks ago, and already IHG has made that a bit obsolete.

(SEE ALSO: Which IHG credit card is the best?)

chairs and umbrella on a beach

Chase IHG One Rewards Premier Welcome Offer

Previously, the welcome bonus on the IHG Premier card has fluctuated between 100,000 and 140,000 points. I have seen the offer as high as 175,000 points.

Now Chase and IHG have just changed the offer to 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months. IHG points aren’t as valuable as some other types of miles and points, but if you figure a value of 0.5 to 0.7 cents per point, that still means this signup bonus is worth $875 to $1,225. And that’s not even including the fact that you’ll get up to $100 towards TSA Precheck or Global Entry, 4th night free when redeeming awards, IHG Platinum status and a free night certificate each year on your anniversary.

Chase IHG One Rewards Premier Review

The IHG Premier credit card is the “standard” IHG credit card that is typical for most people. I have this card, and it’s one of the few credit cards that I will pay the annual fee on. The big reason is the annual free night certificates that come with the card. Yes, you’re limited to 40,000 points now, but you can still get outstanding value. I used mine at the Holiday Inn Resort in Jamaica to good success.

(SEE ALSO: Holiday Inn Resort Montego Bay Jamaica review)

(SEE ALSO: Where I “wasted” my 2 IHG free night certificates)

IHG One Rewards Premier Credit Card

  • Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
  • 1 free night certificate after each anniversary
  • 4th night free when redeeming points
  • 5 points per $1 spent on purchases on travel, gas stations, and restaurants.
  • 3 points per $1 spent on all other purchases
  • IHG Platinum Elite status
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years
  • $99 annual fee

Best for: People under 5/24 who don’t have an IHG credit card yet.

Which IHG card is the best?

As I mentioned in my post the other day, there are currently 3 IHG credit cards, the IHG Premier (that we’re talking about here), the IHG Premier Business and the no-fee IHG Traveler. The IHG Premier and the IHG Premier Business card offers a free night on your card anniversary. The IHG Traveler card does not currently offer a free night certificate. All 3 cards offer the 4th night free on award stays.

If you don’t have any IHG credit card right now, my recommendation would be to get the IHG Premier card. It has a great welcome bonus and the annual free night certificate is (for me) easily worth the $99 annual fee. If you already have that card, then consider the IHG Premier Business credit card. If you don’t feel comfortable applying for a business credit card and you don’t want to pay the fee of the IHG Premier credit card, then you might consider the no-fee IHG Traveler credit card, though IMO it’s barely worth a 5/24 slot (if at all). The terms of the Premier and Traveler card both say that you can’t get the card if you have the other.

As always, don’t apply for a credit card just because some guy on the internet said you should, but if you are planning on applying and would like to support the site, we appreciate it.

Are you planning on getting the Chase IHG Premier Credit Card?


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