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Back in July, we wrote a post covering the $475 million settlement that Equifax had agreed to from their data breach in 2017. You had to go to the Equifax settlement eligibility site, sign up and then you could choose either free credit monitoring or a $125 settlement in lieu of credit monitoring.

Unsurprisingly, with tons of blogs posting about it and even Congresswomen tweeting about it, the response was overwhelming, so much so that the settlement website added a section to their FAQ

“If there are more than $31 million claims for Alternative Reimbursement Compensation, all payments for Alternative Reimbursement Compensation will be lowered and distributed on a proportional basis.”

Amending your claim

This weekend I got an email with the subject line of

Your Equifax Claim: You Must Act by October 15, 2019 or Your Claim for Alternative Compensation Will Be Denied

It actually went into my promotions folder in Gmail so I nearly missed it. In the email, it asked me to amend my claim to provide the name of the credit monitoring service I have / had in place.

You can still file a claim if you have not yet – the last day to file a claim is January 22, 2020


Points With a Crew has partnered with CardRatings for our coverage of credit card products. Points With a Crew and CardRatings may receive a commission from card issuers. Other links on this page may also pay me a commission - as always, thanks for your support if you use them
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