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If you have a cash back credit card with 5% rotating categories, one of things you look forward to every three months is seeing what those sweet, sweet 5% cash back categories will be. Today, let’s take a look at the Discover it categories for the second quarter of 2017 and where you’ll be earning the extra cashback.

discover it categories

Discover It 5% cashback categories

For the upcoming quarter, you’ll get 5% bonus Discover It cashback at home improvement stores and wholesale clubs (again). You can earn up to $75 cashback, which is total spending of $1,500. Activation of this category starts March 1st.

These categories won’t work for me here in the city, but hopefully you’ll be able to make good use of them!

Remember to consult the Discover website to determine what constitutes a home improvement store and a wholesale club. You can do so here.

The competition

We already know what the Chase Freedom and Citi Dividend are planning to offer to compete against the Discover it categories in the second quarter. Luckily there is no overlap with the Discover it categories for Q2 2017.

Chase Freedom: grocery stores and drugstores

Citi Dividend: drugstores and fitness clubs

Discover it Categories Reminder

Something to note if you are thinking about getting the Discover It card is the double cashback in your first year of card membership. Per the Discover it website, “Discover automatically matches all the cash back you earn dollar for dollar at the end of your first year. Only for new cardmembers.” Basically, if you spend $1,500 at home improvement stores or wholesale clubs during the second quarter Discover cash back categories, you’ll get $150 back, rather than $75. You’ll get the $75 back during the second quarter, and the second $75 will be applied at the end of your first year as a cardmember. Not too shabby!


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