Way back in 2016 (okay, okay it was just last week), I wrote about a new Citibank credit card application that did NOT have the 24 month exclusionary language
The big news about this offer is that looking through the terms and conditions of the application, there was no language excluding the bonus from people that had opened or closed an AAdvantage card within the past 24 months.
You’ll probably recall that a few months ago, Citibank changed their rules so that if you have opened or closed ANY Citi AAdvantage card within the past 24 months, you won’t get a signup bonus. You can see the language on most of their credit card applications – here is what it says on the application page of the public offer
American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.
This 24 month exclusionary language is NOT on the link in this post. My wife and I both applied for the card and were approved (after having to call in and move some credit around.
Update on my Citi AAdvantage card
Even though the Citi rep confirmed that the bonus was on my account, there have been plenty of reports of people still not getting their bonus.
Last night, as I was going out to inspect my mailbox that had been run over by a rogue pizza delivery guy, I noticed I had two letters from Citibank. One to me, and one to my wife, and each one was a welcome letter, confirming the bonus
Neither letter mentions anything about the 24 month language. So while Citi still might try to deny it, at this point, with these letters in hand, I think I would have a pretty good case even if I had to escalate to the CFPB.
I believe the 50K offer I wrote about last week is still available (at least the application page still comes out with no 24 month language), so if you were on the fence last week, maybe this will tip the scales for you
Did you apply for the recent AAdvantage deal? Have you received a similar account approval / welcome letter?
Points With a Crew has partnered with CardRatings for our coverage of credit card products. Points With a Crew and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Some or all of the card offers that appear on the website are from advertisers and that compensation may impact on how and where card products appear on the site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners and I do not include all card companies, or all available card offers. Terms apply to American Express benefits and offers and other offers and benefits listed on this page. Other links on this page may also pay me a commission - as always, thanks for your support if you use them
User Generated Content Disclosure: Points With a Crew encourages constructive discussions, comments, and questions. Responses are not provided by or commissioned by any bank advertisers. These responses have not been reviewed, approved, or endorsed by the bank advertiser. It is not the responsibility of the bank advertiser to respond to comments.