We have written before about the American Express Gold Card, which after its refresh earlier this year is a great card for foodies giving 4 points per dollar on grocery stores and restaurants.
American Express Gold Card review
The highest public offer that I’m aware of is 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months (find that offer here).
- 20% statement credit for US Restaurants in first 3 months, up to $100.
- $120 dining credit ($10 per month) at the following retailers: GrubHub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, and participating Shake Shack locations.
- $100 Airline Fee Credit
- Hotel Collection Perks – 2x points per dollar and $75 credit towards dining, spa, and resort activities. However, you must stay 2 or more nights consecutively.
- Baggage Insurance
- 4 points per dollar on US Restaurants and US Grocery Stores
- 3 points per dollar on Flights booked directly or through AmexTravel.com (Keep in mind, the Amex Platinum is 5x points per dollar.)
- 1 point per dollar on everything else
- No foreign transaction fees
While all of these perks are awesome, there is a $250 annual fee, and it is not waived the first year. However, if you maximize the dining credits, airline fee credit, and statement credit, you will end up ahead! And then the value of the Amex points are just the icing on the cake!
So where are you eating first with the American Express Gold Card?
The breakdown
Aside from the perks, let’s look at the spending benefit.
We spend roughly $1000 a month between grocery stores and going out to eat.
$1000 x 4 points per dollar = 4000 points x 12 months = 48,000 Membership Reward points per year. If you value each point at 1.8 cents, that is nearly $900 back in value!
Since I have 8 mouths to feed, these points can add up FAST! And if you love purchasing gift cards, the grocery store will become your best friend.
The American Express Gold Card is absolutely worth it!
With the great value of American Express Membership Rewards and how you are able to transfer to so many different partners, your mouth can now drive your travel costs down! And you can look stylish while doing it with a choice of either gold or rose gold.
Where to get the American Express gold card
The highest public welcome offer/bonus is 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months (find that offer here).
Are you getting this card? If so, why? Where do you love to eat the most? Let’s hear it in the comments!
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Dan Miller travels with his wife and 6 (SIX!) children. He loves to help families travel for free / cheap, especially larger families. If you are looking for help, drop him an email at 
When I click on link, it shows 40,000 not 50,000. Did it change?
On the public offer or the refer a friend offer? The refer a friend shows 50,000 for me.
The refer a friend offer shows 40,000 when I click on it
I switched browsers and the 50,000 referral showed up and I was approved.
Only getting 40K