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I recently learned (via Miles to Memories) of a new app called Drop, which is another cashback style app, promising to give a rebate on purchases that you make at specific stores.  I’m familiar with shopping portals as a way to earn cashback and points, but Drop differs in a few ways

  1. You link your debit and credit cards and the purchases you make give rebates automatically – no need to go through a portal
  2. You can only get cashback at 5 specific stores, and once you set it, you can’t change it.
  3. Your “cashback” actually comes in the form of points, which you can trade in for merchant gift cards at a rate of 1000 points for $1 (i.e. 10000 points gets you a $10 Amazon gift card)

How to sign up for Drop

Drop has a website but there is currently no way to sign up via the website.  Drop is currently in an open beta.  You can download the app (Android, iPhone) but you need a referral code to sign up.

You can use my referral code icgjk to sign up.  You’ll earn 1000 points (~$1 in GCs) if you sign up and so will I.

How Drop works

Once you sign up, you link your credit or debit cards by signing in to your bank, similar to how you might do it with Mint.  I can understand if you feel reluctant to do that, so if you do, then obviously this is not the app for you.

Then you pick your 5 stores you want to get “offers” at.  Per Doctor of Credit, here are the possibilities

  • Amazon.com – 20 points per $1 (2%)
  • Walgreens – 10 points per $1 (1%)
  • Walmart – 10 points per $1 (1%)
  • Target – 10 points per $1 (1%)
  • Whole Foods Market – 10 points per $1 (1%)
  • Trader Joe’s – 15 points per $1 (1.5%)
  • Safeway – 11 points per $1 (1.1%)
  • HEB – 20 points per $1 (2%)
  • Fred Meyer – 20  points per $1 (2%)
  • Uber – 15 points per $1 (1.5%)
  • Starbucks – 15 points per $1 (1.5%)
  • McDonald’s – 10 points per $1 (1%)
  • Dunkin’ Donuts – 17 points per $1 (1.7%)
  • Chipotle – 15 points per $1 (1.5%)
  • 7-Eleven – 19 points per $1 (1.9%)
  • Shell – 3 points per $1 (.3%)
  • Bath & Body Works
  • Urban Outfitters
  • Macy’s – 1o points per $1 (1%)
  • H&M – 5 points per $1 (.5%)
  • Seamless – 20 points per $1 (2%)
  • Blue Bottle Coffee
  • Peet’s Coffee & Tea

These are ongoing offers – there are also a variety of one-time offers; for instance I got one offering 2000 points ($2) after spending $20 at Amazon.

Will it last?

I have no idea how long it will last.  It seems like there might be a lot of different ways to get an outsized number of points.  So while I can see this business model working for your average customer, I feel like it’s fairly likely that caps or limitations put on it, at least at some stores.  After all, we’ve all learned that companies love to give away free money and then act surprised when everyone wants some.

Did you sign up for Drop?

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