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Over the last few years banks have been cracking down on credit card churners with the addition of restrictive language, clawbacks, and arbitrary time restrictions (I’m looking at you, 5/24). American Express is one of the toughest, allowing cardholders to receive a bonus for a particular card once per lifetime, no matter how many times you open or close the card. Today the past has returned in the form of a new offer from American Express’s no-fee Hilton without the addition of the lifetime language.

The Details

  • Direct link to the offer here (not an affiliate link)
  • 75,000 bonus after $1,000 in spend in the first three months
  • Valid only for the no-fee Hilton Honors American Express Card

If you haven’t had the card yet, you can get 100,000 points after spending $1,000 in the first 3 months through this link (may pay me a commission), which is of course a better deal (This would be more, wouldn’t it), but only if you haven’t had the no-fee Hilton card before


I’ve already hit my maximum for American Express credit cards, otherwise I’d be all over this. There are a couple of points to note here: American Express has been known to claw back bonuses on targeted offers exploited by the public (though never, as far as I know, on a co-brand card, only for Membership Rewards), and this offer does appear to be targeted due to the language in its terms and conditions.

That being said, this is technically a publicly available offer, so YMMV. I’m interested to see if they’re honoring the bonus on this. Comments on DoC show people with existing cards being approved, so we’ll see!

Do you already have the no-fee Hilton Honors Amex? Are you going to try for this?

H/T Doctor of Credit


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