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We have covered the online bill paying service Plastiq several times here at Points With a Crew as a way to increase spend on credit cards. While generally I would not recommend paying Plastiq’s 2.5% fee in order to spend on cards, there are a few times where it can make sense. Plus, Plastiq is often running various promotions which bring your total cost down under 2.5%.

I believe the current promo if you sign up through my Plastiq link is that you get 500 fee-free dollars (FFDs) after paying $500. So in effect, you get $1000 in spend for $12.50 in fees. Again, that may not be the best option, but there are some scenarios where it could make sense.

Updates to using Plastiq with Visa cards

One of the common questions I get about Plastiq is what cards can be used for different types of transactions on Plastiq. To be fair, this has changed a bit over time, with some cards being supported (and then not supported) for transactions like rent, mortgage, etc. We wrote a few weeks ago about what cards you can use (for what) at Plastiq.

I have just received word that Plastiq has updated the list of what can be paid with a Visa card – you can now pay

  • Residential Rent & HOA Fees
  • Commercial Rent
  • Taxes & Government Fees
  • Utilities (Electricity, Cable, Internet, Telecom)
  • Tuition (including daycare and camp)

with personal Visa cards. You can read more on the Plastiq blog.

Hopefully that clears things up a bit.

Again, the current promo if you sign up through my Plastiq link is that you get 500 fee-free dollars (FFDs) after paying $500.  Good luck and happy spending!

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