Please ensure Javascript is enabled for purposes of website accessibility

Am I talking to the 5 people who somehow still have a Bluebird or Serve card still available?!?! 🙂serve

Bluebird and Serve are two similar offerings by American Express that allow you to load money (including from some prepaid debit cards) and then use that money to pay bills and/or mail yourself a check.  Both of those options allow you to do some manufactured spending, up to certain limits.

Serve shutdowns – wave 1 and 2

This gravy train was going on for quite some time, and I know that some people were “managing” upwards of 6 or 7 Serve cards or more, each with a $5,000 limit.  It wasn’t quite as easy as the Target Redbird, which let you fund it directly from a credit card (and was shut down for credit card loads in May and debit card loads in October), but still fairly straightforward

Back in January, most people’s Serve accounts were shutdown, or rather their accounts remained open but Amex prevented them from loading money on them.  Both of my accounts remained open after January, but my account was hit with the dreaded email in March


Third wave of Bluebird / Serve shutdowns?

That left me with one Serve card left.  After those 2 shutdowns (January 8th and March 4th), Frequent Miler proposed two possible patterns

  1. Amex is sweeping through accounts once very 9 weeks; or
  2. Amex is sweeping through accounts every two months, on the first Friday of the month which is not a holiday.

(Note that there were some additional accounts shut down at the end of March, but it appears that these were all accounts that had managed to be reopened after the first shutdown)

Both of these patterns would point towards more accounts getting their loading privileges suspended this Friday, May 6th.  

I don’t know if this Friday is another “D-Day”, but I can tell you where I will be this week just in case!

Points With a Crew has partnered with CardRatings for our coverage of credit card products. Points With a Crew and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Some or all of the card offers that appear on the website are from advertisers and that compensation may impact on how and where card products appear on the site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners and I do not include all card companies, or all available card offers. Terms apply to American Express benefits and offers and other offers and benefits listed on this page. Other links on this page may also pay me a commission - as always, thanks for your support if you use them