Please ensure Javascript is enabled for purposes of website accessibility
a yellow and black sign

PC: Wikimedia Commons

a blue square with white text

PC: Chase

Chase Pay and Best Buy are once again back in the news. To those who are not familiar with Chase Pay, it’s a convenient way of paying for your purchases using the Chase Pay App in store or online with merchant websites that allow payments via Chase Pay.

This is what was communicated regarding the offer using Chase Pay according to the Best Buy website:

Get 10% Cash Back* When You Use Chase Pay at Best Buy

10% back per dollar spent on up to $300 in purchases.

Offer ends 2/4/18. In store only. Terms and conditions apply.

This offer has been extended to the cardholders of the following cards:

Chase Sapphire Preferred (CSP), Chase Sapphire Reserve (CSR), Chase Freedom (CF), and/or Chase Freedom Unlimited (CFU).

Here’s a sample of the email notification:

a white cell phone with a blue and yellow label

PC: Chase

Let’s break it down.  Things to remember about this offer:

a. Offer is valid on the Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Freedom, and/or Chase Freedom Unlimited.

b. Promo period – January 15, 2018 through February 4, 2018.

c. This is only good for IN-STORE purchases and you have to use the Chase Pay app to trigger this offer

d. Earn an additional 9% cash back on your purchases at Best Buy Stores:

  • Up to $300 in purchases
  • The bonus earnings is in addition to the current cash back earnings you have with your cards. With this promo, you have maximum earning of 10% cash back.

e. There is no need to activate anything to obtain this promotion, just make sure you use the Chase Pay App “in-store”

According to Doctor of Credit’s recent post:

  • This deal is a maximum of 10% cash back. You will earn 5% bonus cash back, plus an additional 5% cash back as Chase Pay is a rotating 5% category for quarter one. If you’ve already hit the spending cap of $1,500 for this quarter you’ll receive a total of 6% cash back (5% bonus cash back plus the regular 1% cash back).

a qr code on a cell phone

Chase Pay sample from

Last quarter, Chase Pay had a similar offer or deal with Walmart and Best Buy. It was quite timely for the holidays and encouraged people to give Chase Pay a try. The difference with last year’s offer?  You had an option to use Chase Pay online (at Walmart and Best Buy). But remember, for this latest offer, this is only applicable by using Chase Pay at Best Buy in-store, using your Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Freedom Unlimited, and/or Chase Freedom card.  If you don’t have any of these Chase credit cards, you can find it on our top credit card offers page.

Why I like this offer? In my family, we carry many Chase credit cards. There were cases where we’ve had to downgrade some of our Chase credit cards to the no annual fee Chase Freedom cards. This the reason why we did so. It allows us to take advantage of the quarterly rotational credits and take advantage of offers like this one. You don’t necessarily have to buy electronics or appliances at Best Buy. They also sell gift cards such as restaurant gift cards, gasoline cards – perfect for your daily use or for gifts. At the end of the day, I’d rather earn something rather than earn nothing.

(SEE ALSO: How to get started in gift card reselling)

(SEE ALSO: Another day, another $900 profit reselling gift cards)


Points With a Crew has partnered with CardRatings for our coverage of credit card products. Points With a Crew and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Some or all of the card offers that appear on the website are from advertisers and that compensation may impact on how and where card products appear on the site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners and I do not include all card companies, or all available card offers. Terms apply to American Express benefits and offers and other offers and benefits listed on this page. Other links on this page may also pay me a commission - as always, thanks for your support if you use them

User Generated Content Disclosure: Points With a Crew encourages constructive discussions, comments, and questions. Responses are not provided by or commissioned by any bank advertisers. These responses have not been reviewed, approved, or endorsed by the bank advertiser. It is not the responsibility of the bank advertiser to respond to comments.