Please ensure Javascript is enabled for purposes of website accessibility

In the miles and points world, I would say most of us typically have more credit cards than the average person.  I think of it as somewhat analogous to me telling people that I have SIX children – it’s just not something that you hear very often, and most people just assume that you have the standard 2.3 kids

I thought of a few scenarios the other day where it has been a little awkward when I have to tell someone that I have 30+ cards.

(SEE ALSO: Here’s my gift and credit card organizer system)

(SEE ALSO: My credit card binder)

a child's drawing on a blue board

I want to share one such scenario that happened to me, and I’d love to hear any stories you’ve got

Awkward moment: Returning a car battery

So in an unrelated and completely uninteresting story, I was trying to return a car battery at a local store. I did not have my receipt, and so the lady suggested that they could look up my purchase by swiping the credit card I bought it with. I told her I wasn’t sure which card I had bought it with, to which she replies:

That’s okay, we can try them all

Awkward…. pause….

My first thought was “Lady, you have NO idea how many credit cards I have”.  To humor her, I swiped the 3 that were in my wallet, but of course none of them were the ones she was looking for.  Because I have a giant spreadsheet that I use to track all my purchases, I was able to actually figure it out later in the day (it was a Citi Premier card that I had been meeting minimum spend on)

What about you? What’s the most embarrassed about having tons of credit cards. Leave your stories in the comments below

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as This may impact how and where links appear on this site. Responses are not provided or commissioned by the bank advertiser. Some or all of the card offers that appear on the website are from advertisers and that compensation may impact on how and where card products appear on the site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners and I do not include all card companies, or all available card offers. Terms apply to American Express benefits and offers and other offers and benefits listed on this page. Enrollment may be required for select American Express benefits and offers. Visit to learn more. Other links on this page may also pay me a commission - as always, thanks for your support if you use them

User Generated Content Disclosure: Points With a Crew encourages constructive discussions, comments, and questions. Responses are not provided by or commissioned by any bank advertisers. These responses have not been reviewed, approved, or endorsed by the bank advertiser. It is not the responsibility of the bank advertiser to respond to comments.