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It’s time for the confluence of two great credit card offers!  The Chase Freedom card usually has a bonus of $100 (10,000 Ultimate Rewards points), but usually about twice a year they double the bonus to $200 (20,000 Ultimate Rewards points).  Also, Chase regularly and periodically offers a refer a friend bonus on most of its rewards cards.  I maintain a list of the active Chase refer a friend offers, and it looks like soon we will have to update it.

Per Doctor of Credit, the $200 Chase Freedom refer a friend offer is BACK!


NOTE: This is the offer from the previous time – I’m personally not able to see the offer for the current $200 (20,000 Ultimate Rewards) offer

  • Receive a sign up bonus of $200 or 20,000 Chase UR points after you spend $500 within the first three months of account opening.
  • Also receive a sign up bonus of $25 when you add an authorized user and make a first purchase within the first three months of account opening
  • The person that referred you will also receive $50 or 5,000 Chase UR points if you are approved and make a purchase before September 23rd, 2015

In reading through the comments on the Doctor of Credit post, it looks like the offer for the $200 may not start until June 1st (Monday), so I’d wait until then to apply.

For each person that you refer, you will get 5000 Ultimate Rewards. The newly signed up person will get 20,000 Ultimate Rewards points after spending $500 in the first 3 months.

I know that it says that you get $50 cash back for each friend, but the fine print does say that it’s actually 5000 Ultimate Rewards points (which is WAY better IMO!)

(SEE ALSO: Chase Ultimate Rewards: 5 reasons I think they’re the best miles out there)

Checking to see if you’re eligible

In the past, anyone that has a Chase Freedom card is eligible for this refer a friend offer.  You can check by going over to to get your own personal link.


Personally, when I go to and enter in my information, it tells me that I am unable to refer anyone.  Again, I am hoping that changes on Monday when the offer officially goes live.


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