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Last week, I walked through my plans for an upcoming credit card churn. After consulting my list of the current credit card churning rules and best practices by bank, I decided on:
- Bank of America Alaska Airlines card with $100 statement credit – 2 for me, 1 for the Mrs.
- Citi Hilton HHonors 75,000 point offer, 1 for me, 1 for Carolyn – see my review here
- SPG American Express Business card for me – see my review of the increased 30,000 point offer.
IMPORTANT NOTE: THIS IS WHAT WORKS FOR ME! I HAVE SEVERAL YEARS OF EXPERIENCE AND KNOW WHAT I’M DOING. DO NOT APPLY FOR CREDIT CARDS BECAUSE SOME GUY ON THE INTERNET SAID YOU SHOULD!
Applying for multiple Bank of America Alaska Airlines cards
There have been reports that you can apply for multiple Bank of America cards at the same day (and they’re combined into the same credit pull). I had never done it personally, but I thought I’d give it a try.
But then something interesting happened. I set up 2 Google Chrome incognito windows, and started to fill out both applications.
But every time I started typing in one of the windows, Bank of America would time out the other window (as shown above). I tried refreshing it, but if I’d type in the left window, it would time out the right window, and vice versa.
So clearly Bank of America is trying to crack down on multiple submissions – I assume they have the MAC or IP address of the computer, and are doing some processing on their side. I didn’t have time this morning to try it on 2 separate machines at the same time, but that will be my next try.
Anyone ever ran into something like this?