Please ensure Javascript is enabled for purposes of website accessibility

Don't miss out! Join the thousands of people who subscribe to our once-daily email or our free miles and points Facebook group with all the best travel news. Points With a Crew has partnered with CardRatings for our coverage of credit card products. Points With a Crew and CardRatings may receive a commission from card issuers.

KEY LINK: Chase Ink Cash card – welcome offer of 75,000 Ultimate Rewards after spending $7,500 in the first 3 months

The Chase Ink Business Cash Card is a great card to add to your collection. With incredibly high rewards to be earned, any small business owner would benefit from the perks. And remember, you may have a business even if you don’t actually think you have one. Here are 5 reasons why you should have this card in your pocket:

$750 cash as a welcome offer

The sign up bonus for the Chase Ink Business Cash Card is advertised as $750 cash back after spending $7,500 in the first 3 months. A $750 welcome offer is just about the highest welcome offer I have ever seen for a card with no annual fee. Yes, the spending requirement is higher than average, but if you have the ability to meet it, it’s a big bonus. Another way to look at the spending requirement is that it’s only $2,500 per month for three months.

But it’s actually 75,000 Chase Ultimate Rewards points

This is a great savings for any business owner. But the real value is that really they just give you 75,000 Chase Ultimate Rewards points. If you have a premium Chase card such as the Chase Sapphire Preferred, Ink Preferred or Chase Sapphire Reserve, you can combine your points and then 75,000 Ultimate Rewards could be worth over $1,000 when redeemed for travel or transferred to Chase Ultimate Rewards transfer partners.

Awesome bonus categories (5% and 2%)

After earning your bonus, now comes the REAL savings! The Chase Ink Business Cash Card has the following earning categories:

  • 5% cash back on the first $25,000 spent at office supply stores and communication services such as internet, cable, and phone. If you maximize this, it ends up being a $1,250 savings per year.
  • 2% cash back on the first $25,000 spent at gas stations and restaurants. If you maximize this, it send up being a $500 savings per year.
  • 1% unlimited cash back on all other charges.

As you can tell, there is immense savings to be had with the Chase Ink Business Cash Card. While you might not be able to get all the way up to the limit, having the ability to get 5x Ultimate Rewards on internet, cable and phone bills as well as take advantage of Visa / Mastercard deals at Staples or Office Depot is a nice perk.

Primary Rental Car Coverage and Travel Protections

The Chase Ink Cash card also offers primary car rental coverage in most countries around the world, as long as you are renting the car for business purposes. Renting a car using a credit card that has primary car rental coverage can be a big time and money saver if you happen to get into an accident or cause damage while renting.

(SEE ALSO: How a Chase car insurance claim saved my mom nearly $900)

(SEE ALSO: Why you’re foolish to rent a “standard” car)

The Chase Ink card also offers travel and emergency assistance services.

No Annual Fee

So many high earning or travel rewards credit cards now have annual fees attached. You can make up for that cost if you maximize your card properly, and there are a few credit cards I will pay the annual fee on. But the good news with the Chase Ink Cash card is that it doesn’t have an annual fee, so there’s no need to justify any fees at all for signing up for or keeping the card.

Other Chase Ink cards

The Chase Ink Cash card is one in a family of Chase Ink cards – here are 2 of the other cards in that family if you’re interested

  • Chase Ink Preferred: 100,000 points after spending $15,000 in the first 3 months – read our full review here.
  • Chase Ink Unlimited: 75,000 points after spending $7,500 in the first 3 months and 1.5x Ultimate Rewards on all purchases – read our full review here.

There’s also the old Chase Ink Plus card which also offers 5x on office supply stores (with a $50,000 annual limit) but it is no longer available for new signups.  All of these Chase cards are subject to Chase 5/24. So if you’re over 5/24, you likely will not be approved for any of these Chase credit cards. One other thing to note is that this is a business credit card, and typically business cards do not count towards increasing your 5/24 count.

(SEE ALSO: The 2 types of cards not subject to Chase 5/24)

You can find our link to the Chase Ink Business Cash card and its 75,000 point offer on our top credit card offers page, under small business cards. If you’re interested in signing up, we may receive a commission if you sign up through our link – we appreciate the support!

Do you have the Chase Ink Business Cash card? Let us know your experience in the comments


Points With a Crew has partnered with CardRatings for our coverage of credit card products. Points With a Crew and CardRatings may receive a commission from card issuers. Other links on this page may also pay me a commission - as always, thanks for your support if you use them
BoardingArea

Sign up for our once-daily email with the latest tips and tricks on how to travel for free / cheap. 

You have Successfully Subscribed!