The new year brings resetting of bonus limits! And while in some cases (elite status miles flown) that can be bad, in other cases it brings forth new opportunities. One question that I had towards the end of 2015 was how to check my Amex Everyday bonus limits.
Amex Everyday and Amex Everyday Preferred cards
I have written about the Amex Everyday card before – it’s definitely a good card to have, especially if you’re signing up for other cards that give American Express membership rewards – the Amex Everyday card is a no annual fee cards that will keep your Membership Rewards active if you close another premium American Express card. The Amex Everyday Preferred card does have an annual fee after the first year of $95 (thanks Bill in the comments for reminding me)
(SEE ALSO: American Express Every Day cards)
(SEE ALSO: Which cards with annual fees do you keep?)
Amex Everyday bonus limits
Both the American Express Everyday and American Express Everyday Preferred cards offer a bonus on spending at grocery stores. The Amex Every Day card gives 2x at supermarkets while the Amex Every Day Preferred card gives 3x (see below)
The other part about the Amex Everyday card is that they give an added bonus on ALL transactions if you meet a certain number of total transactions in a billing period. For the American Express Every Day card it’s a 20% bonus if you make 20 transactions in a billing period and the American Express Every Day Preferred card it’s a 50% bonus if you make 30 transactions (see above)
(SEE ALSO: Important cautionary tale: what counts as a “month” for the Amex EveryDay card?)
Checking your Amex Everyday and Amex Everyday Preferred bonus limits
So all of that is a long-winded way to share my experience on how to check how close you were to the $6000 bonus limit. Because while 3x at grocery stores (and 4.5x during a month where you hit the 30 transaction threshhold) is great, but 1x on spending OVER that limit is not very good at all.
American Express does a great job of letting you know how close you are to meeting the 20 or 30 transaction threshhold – there’s a widget on the main account screen, as well as a detailed page that you can check
But I could not find anywhere online where to check my Amex Everyday bonus limits to see how close I was to the $6000 annual limit. I ended up getting a chat with American Express and asking them. The chat agent told me there isn’t a way to easily check, but she did show a workaround.
To check your Amex Everyday bonus limits, first log on to your American Express account, then select the Menu button in the top left of the page. That will open a sliding menu to the left, and from that menu, choose Rewards -> Membership Rewards -> Point Summary
That will take you to a page that looks like this
You’ll want to set the Time Period to the current calendar year, and you can filter Activity to “Earned”. It will show all your Amex cards – I couldn’t find a way to filter it to only show my Amex Everyday Preferred card.
So for each month, expand the plus button, choose “See Card Bonus Detail” and you’ll see a screen that looks like this
In my case, each of the transactions was a 3x purchase at a supermarket. You can see the Total Card Bonus Points for this month are 390, and if you add up the Base Points, you’ll see that I spent $130 towards my $6000 limit. The chat agent informed me that there is no easier way to calculate it other than adding each month’s totals up.
Still, it is a way, and it helped me to know how much I needed to spend at the end of the year. If any of you have a better way to track your Amex Everyday bonus limits, I’d love to hear it!
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You incorrectly state that both the EveryDay and EveryDay Preferred have no annual fee. That’s true for the EveryDay…but not true for the Preferred, which has a $95 annual fee after the first year. 🙂
You are right of course! I’ll edit the post
Is it 6,000 in a calendar year? Or cardmember year?
I checked the terms and it says: “You earn: 2 additional points (for a total of 3 points) on the first $6,000 of eligible purchases in a calendar year at supermarkets located in the U.S.(superstores and warehouse clubs are not considered supermarkets)”
Hi. I usually go to the activities tab, under My Account, and set the date range. For the purpose of checking what spent until end of 2015, pick the 01/15 to end of year. Then it will show what you have spent per categories, for example merchandise, restaurant, etc. Click on the merchandise, and it will show what you have spent on groceries and other subcategories. These only account for transaction posted though, so you have to manually add any pending grocery purchases. Hope this helps.
Interesting – that seems to work pretty well also! Thanks for the tip on how to check Amex Everyday bonus limits!
Thanks (both pwc and yoli )! I’ve been looking for a way to monitor. I “wasted” several grocery purchases this year before my statement showed I’d quit earning the bonus rate.
Or you could do it the easy way and call Amex customer service.
I’m seeing an odd glitch on that home page widget for my Everyday Preferred account, where the number of transactions got stuck a couple of weeks back and hasn’t updated. Chatted with an online Amex rep and got the expected assurance that the system will “catch up.” But’s it’s quirky. Will see if my first statement date for this most recent Amex card kickstarts the widget, which is a terrific feature. If it ever works right.
FYI as of May 2017 anyway this doesn’t work anymore. The “See Card Bonus Detail” link is no longer there…